A Merchant Cash Advance (MCA) is an Unsecured Business Loan Alternative that is perfect for an existing business who was turned down by banks. There is no fixed payback time or schedule of repayment and no fixed interest rate. Instead, an agreed upon holdback percentage is deducted from the merchant’s daily credit card batches or ACH’d from their bank account until the purchased amount is collected. Therefore the merchant is only paying a part of its Visa, MasterCard, Discover and/or banking revenue. We require no collateral. Funding is available much quicker than traditional bank loans and requires a fraction of the paperwork.
Our solutions are ideal for small to medium size businesses who need cash to:
This is one of the fastest, easiest ways to get risk-free capital. Better than a traditional loan. No collateral. Better than a life long partnership. No restrictions on use of proceeds.
Unsecured, No Personal Guarantees, No collateral. No fixed payments (unless requested). No coupons or checks to write. No impact on a business owner’s ability to qualify for other financing. No business use restrictions on the funding. No hassles – quick application & fast funding! Cash in business account in 3-7 days. Completely automated
payback. No hidden fees. No collateral. No late fees. Credit score does not make or break the deal. Cash flow friendly!!!
The merchant only pays for the money advanced 5 days a week, and repays us via a daily withdraw from their credit card machine or from their bank account via an ACH withdraw. These Business Loan Alternatives typically fund within 5 days.